The Declaration of Covenants subjects the lots to: 1.) Rules and Regulations 2.) Site Design Rules 3.) Architects Design Guidelines 4.) Builder/Contractor Guidelines       12/2/2004 Canoe Club Homeowners’ Rules and Regulations To create and maintain an attractive and high quality community appearance; to enhance the ambiance, appearance, value, quality, harmony, and desirability; to maintain safety; to preserve the environment; prevent nuisances; to promote the owners’ enjoyment, with no greater restrictions upon the free and undisturbed use of his site than is necessary to insure the same advantages to the other members, the following rules and regulations are established. Each property must comply with the home Design Guidelines, and work must be done in conformance with the Contractor Guidelines. The Lot owner is responsible for his contractors. Each property is to be maintained in a safe and sightly condition, free of clutter and trash. Seasonal displays must be removed promptly after the holidays. No aggressive or chronically barking dogs are allowed. Horns may not be used on Canoe Club Lane except for avoidance of danger. Landscaping should be compatible with the natural country surroundings of the neighborhoods. Smaller lawns, native plants, and stonewalls are encouraged. Discouraged are excess fertilizers with runoff that causes algae, muck, and foul odors in the wetlands; and pesticides which can harm health, disrupt the environment, and destroy birds and animals. Hunting and discharge of firearms is prohibited. Each homeowner must maintain the grass strip and street trees in front of his lot. Yard sales are limited to a reasonable number. Light pollution and light trespass are not allowed (see www.nightsky.org for details and Pembroke Zoning Regulations for definitions). All outdoor fixtures must be shielded and direct light must be confined to the lot boundaries. Light intensity shall be the minimum needed at the particular time. Motion sensors should control safety and security lighting when possible, so the lamps are normally off. Mercury vapor lamps are prohibited. Metal halide, high-pressure sodium and similar yard lights must be shielded and filtered. Indoor light sources may not project outside in a manner to defeat these rules.

Specifications for Home Design            6/26/2009     The following specifications are promulgated to create an harmonious and pleasant environment for the benefit of all homeowners as well as to establish and maintain home values. Since every lot is different with unique topographical, geometrical, and conservation problems, etc., or as new materials or techniques become available, exceptions may be made. Shingle style homes are encouraged but any style may be approved if it compliments the ambience and value of the neighborhood. The minimum size of each house shall be thirty-five hundred square feet of above grade space with a 3 car garage. Some of the space may be unfinished, but suitable for future use. The garage should face the side where possible, or if facing front, designer doors (carriage house) are required. There should be significant stone features on the house or in the landscaping viewable from the street. Roof shingles are to be architectural style asphalt, wood or slate. Siding, roof, and trim colors as well as roof pitch subject to approval. Houses may not have more than 18” of raw concrete of foundations exposed on the front and sides, and may maintain a typical exposure of up to 12” , unless stone, stucco, or brick facing is used. Lattice, vegetation or equivalent must screen underside of decks visible from neighbors or Canoe Club Lane. At least one chimney is required, and it must be brick or stone faced. Gable ends should have a minimum boxed out overhang of 8 inches; 3/8 inch reveal to rake soffitt; soffitt to rake freeze to have 3 5/8 inch crown or decorative molding; rake freeze to extend 2 inches lower than rake. Front doors, siding, and trim materials and colors must be approved. Pipes, flues and vents should not be visible from the street. Mail and newspaper boxes must be approved. Exterior lighting must be shielded and should not produce glare. Exterior fixture choices should be reviewed with developer prior to purchase. Unshielded yard lights are not allowed. Interior lights may not produce glare off the lot. Air conditioner compressors must be low noise models or shielded for noise. Prior to the start of any site work or tree cutting, each lot owner shall submit for approval a detailed site plan. Approval will be a the sole discretion of the developer or his assigns. The plan should indicate the size, quantity and description of trees, bushes, and plants; also, the locations, dimensions, and materials of all walks, driveways, walls, and fences. In addition to placement of the home, this plan should include locations, colors, and materials of auxiliary structures and storage areas, playsets, pools, boat or RV storage, fences, areas to be left undisturbed, erosion control, grading landscape plan, parking, walks, walls, driveways and proposed tree removal for trees greater than 12” caliper. Within 12 feet of the sideline the natural vegetation should be left undisturbed unless otherwise approved. Views from other lots may be considered in site approval decisions. Natural or existing drainage of rainwater should be maintained as much as possible. Include any proposed outdoor lighting, which must be directed downward and have shields to eliminate glare. Indicate methods to be used to protect landscape features to be left undisturbed.  Driveway should be a maximum of 15 feet wide within the first 20 feet from the curb, and have a radius at the intersection of the street. Front walkways may be brick, pavers, stone or similar material, but not asphalt. Trees in wooded areas may not be clear-cut for expansive lawns. In lawn areas, including the area between the sidewalk and the curb, at least 4 inches of screened loam is required. Depending on the level of existing vegetation the developer may require the addition of privacy trees. In addition to Pembroke residential zoning, the following setbacks are imposed where possible: All Structures: 50’ Front Setback Fences and Electric Meters: 40’ Front Setback   Homeowner should check North River Rules to confirm home is in compliance. Views may be considered in making site approval decisions. These rules also apply to previously approved sites when changes are proposed.   Site Design   Design Guidelines

Canoe Club 3/30/2009     Before tree clearing or excavation is started on any lot, the builder/contractor must complete this certificate affirming the following preparations are complete.  It should be signed by the developer before work begins. The builder/contractor is in possession of 1. The approved Site Plan 2. The approved building plan 3. Canoe Club Rules and Regulations 4. Order of conditions from Pembroke Conservation Committee, if applicable 5. North River Regulations if work is to be performed within 300’ of the natural bank Barriers or markers are to be  in place to protect areas that are not to be disturbed as indicated on site plans and natural features are protected from damage during construction. Trees should be marked indicating which are to be removed or saved. Worker’s compensation  and liability insurance certificate in the amount of $1,000,000 is issued to the developer. A $2500 bond must be posted, to be used for correcting violations of rules, damage to infrastructure, cleanup, and to be replaced within 10 days upon notice any has been spent. Crushed  stone is to be placed at the entrance of the lot before excavation.   Machinery may only be operated, and outdoor construction may only occur from 7:00 AM to 6:30 PM on weekdays and from 8:00 AM to 6:30 PM on Saturday. Loud generators will not be allowed. Heavy machinery with cleated tracks shall not be unloaded or operated on the paved portion of the streets within the subdivision. Each lot owner shall be responsible for the repair of any street, berm, utilities, and boundary markers damaged by the vehicle access to the owner’s lot and shall pay the costs of such repair to the developer or his designee upon demand. Unpaid damage costs bills will accrue interest at 1.5% per month after 30 days. The construction site is to be cleaned every night. A dumpster and portable toilet must be kept on site during construction, setback at least 40’. Excess building material not promptly used must be stored behind the house. Grading shall be left as natural as possible and original grade shall be left around remaining trees within a distance of three feet from the trunk. Excess excavated material must be immediately removed from the lot to the area designated by the developer. Only one builder’s sign up to five square feet is allowed during construction. __________________________      ____________________________ Builder/Contractor, Date                     Developer,  Date     Contractor Guidelines and Requirements

Projected Association Budget 12/20/2010       Electricity $ 500 per year Boathouse and Pier Maintenance Fund $900 per year Landscaping Maintenance $1400 per year Real Estate Tax $3300per year Insurance $2500 per year Misc & Contingency $400 Total $9,000 per year Individual Owner Costs (total divided by 18 lots) $ 500 per year